Life insurance is often an essential component of a sound financial plan. However, if you’re not in perfect health, or if you’ve been turned down for life insurance before, it’s not always easy to get. Yet you want to plan ahead to take care of your obligations — you don’t want to burden your family, the ones you care most about.

Farmers Life® wants to help. If you think you’re stuck without options, consider this: You may qualify for up to $20,000 of permanent whole life insurance1 with no medical exam2 — answer only three simple health questions. Here are three important features of this life insurance:

You don’t have to be in perfect health — If you’re between ages 45 and 80 and still living independently you may qualify.
Your policy builds cash value — You may be able to borrow against your policy to cover unexpected expenses.
Your rate will never increase — Regardless of your age or health, your premium will never go up.
With the average cost of a funeral3 now more than $7000,4 this coverage may be an appropriate way to help you prepare for your family’s tomorrow. Call me to learn more so you can be sure you have the coverage you want. The more you know about life insurance the better you can plan for the future. Learn more, plan better.